Rogers & Sons, Inc. v. Santee Risk Managers, LLC

Adams, Judge.

Certain Underwriters at Lloyds (“Underwriters”) insured logging equipment owned by Rogers & Sons, Inc., but they denied coverage for one machine, a “fellerbuncher,” that was destroyed by fire, because it was not protected by a fire suppression system as I required by the policy. Rogers brought suit against two insurance agencies and Underwriters alleging that coverage was wrongly denied and that its own agent negligently failed to procure coverage. The trial court granted summary judgment in favor of the three defendants, and Rogers appeals.

Summary judgment is proper when there…