Mutual Ben. Ins. Co., Aplt v. Politsopoulos

OPINION

Justice SAYLOR.

This appeal concerns the scope of an employer’s liability exclusion in an umbrella commercial liability insurance policy.

Leola Restaurant maintained an umbrella commercial liability insurance policy with Appellant, Mutual Benefit Insurance Company, which containéd an employer’s liability exclusion. This exclusion prescribed, inter alia, that the policy did not provide coverage pertaining to liability for injury to “[a]n ‘employee’ of the insured arising out of and in the course of ... [ejmployment by the insured[J” Complaint, Ex. C, Employer’s Liability Exclusion. In…