Childress v. Bank of America, N.A.

UNITED STATES DISTRICT COURT EASTERN DISTRICT OF KENTUCKY NORTHERN DIVISION AT COVINGTON CIVIL ACTION NO. 18-154-DLB-CJS KIMBERLY CHILDRESS PLAINTIFF v. MEMORANDUM OPINION AND ORDER BANK OF AMERICA, N.A. DEFENDANT * * * * * * * * * * * * * * * * I. INTRODUCTION Plaintiff brings this consumer-protection action under the federal Fair Debt Collection Practices Act,

15 U.S.C. § 1692

(FDCPA), along with related state-law claims, arising out of Defendant’s alleged misconduct in servicing Plaintiff’s home-mortgage loan, misrepresentation in loan-modification negotiations, and the charging and…