Brannon v. Boatmen's National Bank

¶ 1 I dissent. I am required to state, as a prelude to my analysis, that, in my view, the majority fails to consider and give effect to the parties’ written contract and to the consumer protection that the Uniform Consumer Credit Code (“UCCC”) was designed *1081to provide. The effect of the majority in discussing what is permissible under the UCCC is to condone what the Bank actually did in total disregard of its contract. The real issues here are twofold. First, is the Bank required to conform to its contract which, on close reading, does not authorize the Bank’s purchase and charge back to…