Taylor v. Financial Recovery Services, Inc.

OPINION AND ORDER

LORNA G. SCHOFIELD, District Judge:

Plaintiffs Christine Taylor and Christina Klein allege that Defendant Financial Recovery Services, Inc. (“FRS”) violated the Fair ■ Debt Collection Practices Act (“FDCPA”), 15 U.S.C. § 1692 et seq. The parties cross-move for summary judgment. For the following reasons, summary judgment is granted in Defendant’s favor.

I. BACKGROUND

The following uncontested facts are taken from the parties’ 56.1 Statements and materials submitted on this motion.

*347A. Plaintiff Christine Taylor

In 2010, Taylor opened a credit card account, which she used to buy…