Giroux v. New York Life Insurance

In her application for reinstatement the insured represented that, to the best of her knowledge and belief, she was in the same condition of health she had been in when the policy was issued, and that she had not “within the past two years” had “any illnesses, diseases or bodily injuries ” or “ consulted or been treated by any physician or physicians.” She certified that these representations were full, complete and true, and agreed that the defendant, believing them to be true, should rely and act thereon.

The plaintiff’s evidence tended to prove that the insured had ceased to work as a…