Indiana Restorative Dentistry, P.C. v. The Laven Insurance Agency, Inc. and ProAssurance Indemnity Co., Inc. F/K/A the Medical Assurance Co., Inc.

RUSH, Chief Justice.

After a fire, a dentist’s office discovered that the contents coverage of its insurance policy — a policy it had maintained for over thirty years — was inadequate to cover the loss. The insurance agent and the insured now dispute whether their long-term relationship was a special relationship that obligated the agent to advise the insured about its coverage. The parties also dispute whether their past dealings show a “meeting of the minds” on an implied contract, requiring the agent to procure a policy that would cover all losses to office contents.

On summary judgment…