Kimberlee Williams v. Liberty Mutual Fire Insurance Company

TINDELL, J., FOR THE COURT:

¶ 1. On appeal, this Court is tasked with the interpretation and use of Tennessee law in a Mississippi court. Tennessee resident Kimberlee Williams seeks in Mississippi what she cannot legally obtain in Tennessee. Although Williams's appeal only concerns her insurer, Liberty Mutual, this controversy began in 2011 with an automobile accident in Tennessee between two Tennessee residents, Williams and Lindsey Stafford.

¶ 2. Williams alleged Stafford caused her damages. Stafford has $25,000 in liability insurance. Williams, on the other hand, has $100,000 in uninsured…