Melissa Lancaster v. American & Foreign

United States Court of Appeals FOR THE EIGHTH CIRCUIT ________________ No. 01-1926 ________________ Melissa Lancaster; Tim Lancaster, * * Appellees, * * Appeal from the United States v. * District Court for the * Western District of Missouri. American and Foreign Insurance * Company; Royal Insurance * Company of America; Royal * Surplus Line Insurance Co., * * Appellants. * ________________ Submitted: September 14, 2001 Filed: December 7, 2001 ________________ Before WOLLMAN, Chief Judge, HANSEN and RILEY, Circuit Judges. ________________ HANSEN, Circuit Judge. After Melissa and Tim…