Rhode Island Ins. Co. v. Walden

As we interpret the provision of the insurance policy set up in plea 3, it means that any insurance of property thereby is void if that property is not unconditionally owned by the insured alone; and that any insurance of a building is void if it be located on ground not owned by the insured in fee simple — there being an apportionment of the insurance to the building, and to the other property, severally, so that each indemnity is in effect a separate insurance.

From this view of the policy, it results that plea 3 was a good answer to the first count of the complaint, but not to the second…