Fonteno v. Wells Fargo Bank, N.A.

Opinion

BRICK, J. *

In June 2011, defendant Wells Fargo Bank, N.A. (Wells Fargo), foreclosed on the residential mortgage loan of plaintiffs Leroy Fonteno and Jeanette Childs and purchased their home at a trustee sale conducted by defendant First American Trustee Servicing Solutions LLC (First American). Plaintiffs sued, alleging, among other things, that defendants violated both their deed of trust’s incorporation of a preforeclosure meeting requirement contained in National Housing Act (NHA; 12 U.S.C. § 1701 et seq.) regulations and the Fair Debt Collection Practices Act (FDCPA; 15 U.S.C. §…