In re Feagan

ORDER ON TRUSTEE’S OBJECTION TO CONFIRMATION

Paul W. Bonapfel, U.S. Bankruptcy Court Judge

The issue in this case is whether an “above-median” ' Chapter 13 debtor with car payments on account of a nonpurchase-money debt may deduct the Ownership Costs allowance for purposes of calculating his projected disposable income (“PDF”) under 11 U.S.C. § 1325(b). The Court concludes that the allowance is applicable regardless of the type of debt that encumbers a vehicle.

The projected disposable income test of 11 U.S.C. § 1325(b) prohibits confirmation of a Chapter 13 plan that does not provide for…