Addison v. SOUTHERN GUARANTY INSURANCE COMPANY

Banke, Judge.

A lawsuit was filed in 1975 by Sheila Shope, a minor, and her father against Ralph Addison to recover for injuries sustained by the child in an accident on Addison’s Honda CT-70 trail bike. Southern Guaranty Insurance Company, the appellee in this appeal, provided standard homeowner’s coverage to Addison and filed a complaint for declaratory judgment seeking a determination that it need not defend the suit or pay any potential judgment under the policy. Based on the pleadings, exhibits, and stipulated facts, the trial court granted summary judgment to Southern Guaranty and denied…