Cook v. Midland Funding, LLC

*1155 On Application for Rehearing

THOMAS, Judge.

This court’s opinion of March 11, 2016, is withdrawn, and the following is substituted therefor.

This appeal arises from a summary-judgment in favor of Midland Funding, LLC (“Midland”), in an action against Leslie Cook in which Midland sought to recover $16,083.09 allegedly due on a credit account. The facts in the record on appeal indicate the following. Cook opened a credit-card account (“the account”) with Chase Bank, USA, N.A. (“Chase”), in 1995. The last purchase on the account was made in July 2008, and the last payment on the account was…