Tinch v. State Farm Insurance Co.

ROBERT G. DOWD, Jr., Judge.

Horace Tinch and Gerald Clark (Tinch) appeal from the trial court’s grant of summary judgment in favor of State Farm Insurance Company (State Farm). Tinch argues the trial court erred because (1) there is a genuine issue of material fact as to whether the insurance policy was in effect at the time of the accident, and (2) the driver exclusion clause contained in the insurance policy is against public policy. We affirm.

Tinch’s father purchased an insurance policy from State Farm. The policy contained a “Driver Exclusion Endorsement” which stated:

In consideration of…