Allstate Insurance v. Huston

Morgan, A.C.J.

In this fire insurance case, a jury found that the insureds had not committed arson but had made material misrepresentations to the insurer. The insureds appeal, contending that their misrepresentations were immaterial and that bailiff or juror misconduct warrants a new trial. We affirm.

Edwin and Ruth Huston owned a house that Allstate insured against fire. Allstate’s policy excluded coverage for any loss due to a fire that the insured set intentionally.1 The policy also excluded coverage for “any loss or occurrence in which any insured person has concealed or misrepresented any…