Allstate Insurance Co. v. Hicks

OPINION

JAMES T. CAMPBELL, Justice.

Allstate Texas Lloyds (Allstate) brings this appeal from a final summary judgment declaring it contractually obligated to pay the defense costs of its insured, appel-lee Alvin Hicks (Hicks), in an action brought against him by the buyers of Hicks’ former residence. We will reverse the judgment of the trial court, and render judgment in favor of Allstate.

Factual and Procedural Background

In 1991 Hicks contracted with a general contractor to custom-build a residence on a lot on Tripp Street in Amarillo. The contractor, with the aid of several subcontractors,…