Ocean Gardens Nursing Facility, Inc. v. Travelers Companies, Inc.

*735The plaintiff, Ocean Gardens Nursing Facility, Inc., doing business as Horizon Care Center (hereinafter Horizon), commenced this action for a judgment declaring that the defendant, Travelers Companies, Inc. (hereinafter Travelers), was obligated to indemnify it in an underlying personal injury action alleging that Horizon’s employee caused damages in an automobile accident. The Supreme Court granted Travelers’ motion for summary judgment on the ground that Horizon’s employee, the defendant in the underlying action, was not driving a covered automobile at the time of the accident, and…