Legal Opinion

Chiarello v. Rio

Appellate Division of the Supreme Court of the State of New York

Decided December 12, 2012Published

1Opinion of the Court

*794On July 18, 2007, the infant plaintiff allegedly was injured while operating an all-terrain vehicle (hereinafter ATV) owned by the defendants/third-party plaintiffs, Frank Rio and Lori Rio (hereinafter together the Rios). The infant plaintiff was a guest of the Rios’ teenage son at the Rios’ vacation home, located in Galway, New York. At the time of the incident, the Rios’ vacation home was insured under a policy issued by the third-party defendant, Encompass Insurance Company of America (hereinafter Encompass).

In June 2010, the Rios were served with copies of a summons and verified complaint…

2Cases cited25 opinions

  1. Clark-Fitzpatrick, Inc. v. Long Island Rail RoadNew York Court of Appeals · 1987
  2. Sommer v. Federal Signal Corp.New York Court of Appeals · 1992
  3. Great Canal Realty Corp. v. Seneca InsuranceNew York Court of Appeals · 2005
  4. Deso v. London & Lancashire Indemnity Co. of AmericaNew York Court of Appeals · 1957
  5. Argo Corp. v. Greater New York Mutual InsuranceNew York Court of Appeals · 2005

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