Acosta-Conniff v. ECMC (In re Acosta-Conniff)

MEMORANDUM DECISION

WILLIAM R. SAWYER, United States Bankruptcy Judge

This Adversary Proceeding came before the Court for trial on January 26, 2015. Plaintiff Alexandra Elizabeth-Acosta Con-niff represented herself, pro se, and Defendant Educational Credit Management Corporation was present by counsel Margaret H. Manuel. The question presented is whether Conniffs indebtedness for a student loan is excepted from discharge pursuant to 11 U.S.C. § 523(a)(8). For the reasons set forth below, the Court determines that the debt is not excepted from discharge and therefore it is discharged.

I. FACTS

Conn…