Williams v. Capital One Bank, N.A.

UNITED STATES DISTRICT COURT FOR THE DISTRICT OF COLUMBIA RIYAN WILLIAMS, : : Plaintiff, : Civil Action No.: 24-2032 (RC) : v. : Re Document No.: 5 : CAPITAL ONE BANK, N.A., : : Defendant. : MEMORANDUM OPINION GRANTING DEFENDANT’S MOTION TO DISMISS I. INTRODUCTION Defendant Capital One Bank, N.A. closed Plaintiff Riyan Williams’s credit card account. Williams then filed this action pro se against Capital One, claiming that the account closure represented a breach of contract and that Capital One failed to provide a reason for the adverse action in violation of the Equal Credit Opportunity Act…