Universal Insurance v. Patterson

THIGPEN, Judge.

Defendants John Edward Patterson and Twana Denise Patterson were insured under an automobile insurance policy issued by Plaintiff Universal Insurance Company (“Universal”) and financed by Budget Premium Service Co., Inc. (“Budget”). When the Pattersons failed to pay their scheduled premium payment to Budget, Budget notified John Patterson and Universal that the policy would be cancelled on 24 March 2008 for nonpayment. On 25 March 2008, Twana Patterson was involved in an automobile accident. On 28 March 2008, Universal received Budget’s request for cancellation and cancelled…