Eduardo Sans v. U.S. Security Insurance Company

Eduardo Sanz, proceeding pro se, filed this action against United States Security Insurance Company (“Security”) seeking recovery under a federal flood insurance policy issued pursuant to the National Flood Insurance Program. After a bench trial, the district court granted Defendant Security’s motion for judgment as a matter of law because Plaintiff Sanz failed to perform certain conditions precedent to recovery on the flood insurance policy. Sanz appeals, arguing that Security either waived certain policy conditions or should be estopped from asserting them. Upon review, we affirm.

I.…