KEYBANK NATIONAL ASSOCIATION v. Pfender

IN THE UNITED STATES BANKRUPTCY COURT FOR THE EASTERN DISTRICT OF PENNSYLVANIA In re : Chapter 7 Robert M. Pfender and Patricia A. Pfender, : Debtors. : Bankruptcy No. 19-13080-mMpc KeyBank National Association, : Plaintiff, : v. ‘Adversary No. 20-00233-MDC Patricia A. Pfender, : Defendant. MEMORANDUM I. INTRODUCTION KeyBank National Association (“KeyBank” or the “Plaintiff’) brought the above- captioned adversary action against Patricia A. Pfender (“Patricia” or the “Defendant,” and together with the Plaintiff, the “Parties”) for a determination that her debt to KeyBank is nondischargeable…