State Farm Mutual Automobile Insurance v. Berke

State Farm Mutual Automobile Insurance Company-issued a policy of automobile insurance covering liability insurance for personal injury and property damage to Dr. A. N. Berke as Named Insured and his wife, Esther Berke, as Additional Insured, for a 1964 Pontiac automobile owned by Dr. Berke. The provided coverage was extended to the use of a nonowned automobile by “ (a) the first person named in the declaration or, (b) if residents of the same household, his spouse or the relatives of either, and (c) Any other person or organization legally responsible for the use by such named insured,…