City of Louisville v. State Farm Mutual Automobile Insurance Co.

Opinion of the Court by

Justice COOPER.

On May 18, 1999, Jerald Owen sustained personal injuries when his automobile col*306lided with an unmarked police vehicle at the intersection of Hurstboume Parkway and Westport Road in Jefferson County, Kentucky. The unmarked police vehicle was owned by Appellant, City of Louisville (“the City”), and was being operated by Appellant, Daniel P. Alpiger, an employee of the City. Owen’s vehicle was insured by Appellee, State Farm Mutual Automobile Insurance Company, which paid basic reparation benefits (BRB) to Owen pursuant to KRS 304.39-040 and the terms of its…