Highsmith v. Allstate Insurance

Mr. PRESIDING JUSTICE ADESKO

delivered the opinion of the court:

This is an action brought by plaintiff, Teresa Highsmith, a minor, through her father and next friend, individually and on behalf of the class of persons similarly situated, for recovery of money. The defendant, an insurance company, issued a policy of automobile insurance to plaintiff, and identical automobile policies to others. The policies contained an “uninsured motorists” provision and an “auto medical payments” provision. The defendant charged and collected a separate premium for each of the two coverages.

The plaintiff had…