McIntosh v. Irwin Union Bank & Trust, Co.
District Court, D. Massachusetts
1Opinion of the Court
MEMORANDUM AND ORDER
YOUNG, Chief Judge.
I. INTRODUCTION
Darren McIntosh and Patricia Quinton (“the Mclntoshes”), bring suit against the assignee of their mortgage, Irwin Union Bank and Trust, Co., (“Irwin Union”), pursuant to the Truth in Lending Act, (“TILA”), 15 U.S.C. § 1601 et. seq., as amended by the Home Ownership and Equity Protection Act of 1994 (“HOEPA”), 15 U.S.C. §§ 1602(aa) *28and 1639. They allege that the note securing their 1998 mortgage loan — which they originally obtained from the lender FirstPlus Financial, Inc., (“FirstPlus”), and which was later assigned to Irwin Union —…
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