Campbell v. State Farm Insurance Co.

MILLIKEN, Judge.

This is an appeal from a judgment refusing to hold the State Farm Insurance Company liable on one of its automobile accident policies.

The action sought to collect from the insurer an $18,067.40 judgment assessed against one impecunious Kenneth Kelly who was driving an automobile allegedly owned *776by one Ova Gray who was not in the car at the time of the accident. Gray was the named insured and the present action is based on the theory that Kelly was Gray’s agent or permittee at the time of the accident and hence was an additional insured, or else Gray is responsible under KRS…