Legal Opinion

Karla Ruiz v. Equifax Information Services, LLC

District Court, S.D. Texas

Decided July 31, 2023No. 4:21-cv-03851Unknown

1Opinion

IN THE UNITED STATES DISTRICT COURT July 31, 2023 FOR THE SOUTHERN DISTRICT OF TEXAS Nathan Ochsner, Clerk HOUSTON DIVISION KARLA RUIZ and ROLANDO § GONZALEZ, § § Plaintiffs, § § v. § CIVIL CASE NO. H-21-3851 § EQUIFAX INFORMATION SERVICES, § LLC, TRANS UNION, LLC, EXPERIAN § INFORMATION SOLUTIONS, INC., and § PROCOLLECT, INC., § § Defendants. § MEMORANDUM AND OPINION Karla Ruiz and Rolando Gonzalez sued three credit reporting agencies and a debt collector for violations of the Fair Credit Reporting Act,

15 U.S.C. § 1681

et seq., and the Fair Debt Collection Practices Act,

15 U.S.C. §§ 1692

-1692p…

2Cases cited22 opinions

  1. Anderson v. Liberty Lobby, Inc.Supreme Court of the United States · 1986
  2. Celotex Corp. v. Catrett, Administratrix of the Estate of CatrettSupreme Court of the United States · 1986
  3. Little v. Liquid Air Corp.Court of Appeals for the Fifth Circuit · 1994
  4. Paula Casillas v. Madison Avenue Associates, IncCourt of Appeals for the Seventh Circuit · 2019
  5. Diane Russell v. Absolute Collection ServicesCourt of Appeals for the Fourth Circuit · 2014

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