Davis v. Nationwide Mutual Insurance

LEWIS, Judge.

Once again this Court is asked to confront the controversial insurance “stacking” question. We are asked here to determine whether an individual named in —but not the “owner” of — a motor vehicle insurance policy is permitted to “stack” underinsured (UIM) coverage when the single policy insures two vehicles. The trial court held that such stacking was permissible. Given the recent case law in this Court, we find no error in the trial court’s judgment.

This action arose when plaintiffs’ decedent, Carolyn Fulbright Davis, was fatally injured in an automobile accident on 2 June 1989.…