Metropolitan Life Insurance v. Glassman

The appellee was the named beneficiary in a policy of insurance issued by the appellant to Elmer T. Krueger, who, in his lifetime, was the husband of appellee. This policy, by its terms, bound the appellant to pay to the beneficiary the sum of $1000.00 upon the death of Elmer T. Krueger from any cause. It also had attached thereto what is sometimes called a “double indemnity rider” by the terms of which the beneficiary would receive an additional sum of $1000.00 if the death of the insured resulted in consequence of bodily injury effected solely through external, violent and accidental means.

T…