In Re Dempton

MEMORANDUM OPINION

ARTHUR B. FEDERMAN, Bankruptcy Judge.

The United States Trustee (the “Trustee”) has moved to dismiss this Chapter 7 case as being a substantial abuse. 11 U.S.C. § 707(b). This is a core proceeding under 28 U.S.C. § 157(b)(2)(A) over which the Court has jurisdiction pursuant to 28 U.S.C. §§ 1384(b), 157(a), and 157(b)(1). For the reasons set forth below, an Order of Dismissal will be entered unless debtor converts to Chapter 13 within ten days of the entry of this Memorandum Opinion.

Keith Warren Dempton (“debtor”) has unsecured debts totaling $31,399.78. He stipulated that…