Rasmussen v. New York Life Insurance

A policy of insurance issued by defendant upon the life of plaintiff’s husband stipulates for payment to plaintiff of twice its face amount in the event “ that the death of the insured resulted directly and independently of all other causes from bodily injury effected solely through external, violent and accidental means.” This is an action to recover the double indemnity so to be paid. It is conceded that the insured “ died from carbon monoxide poisoning; ” that “ carbon monoxide is a poisonous gas; ” and that, within the foregoing term of the policy, death was the result of accident,…