In Re John James Hronek, Bankrupt. Charles Silverman, Trustee v. Hartford Accident & Indemnity Co.

RALPH M. FREEMAN, Senior District Judge.

This is an appeal by the Trustee in Bankruptcy from a decision of the District Court which reversed findings of the Bankruptcy Court.

In 1969, the bankrupt, John James Hro-nek, purchased an automobile from Ed Stinn Chevrolet, Inc. Before title passed from Stinn to Hronek, the bankrupt was involved in an accident in which Ralph Sainsbury was injured. At the time of the accident the bankrupt had no automobile liability insurance. Stinn’s coverage at that time consisted of an “Umbrella Policy” issued by Hardware Mutual Casualty Company and a newly agreed to…