Houston Fire & Casualty Insurance Co. v.. Nichols

OPINION

CLAYTON, Justice.

This is an appeal from a judgment for appellee for the recovery of insurance proceeds, entered in the District Court of Gaines County, Texas.

Appellee Nichols obtained two piles of cotton burrs located on the premises of two gins in Gaines County and expected to transport them to farms where he would spread them and receive from the farmers a fixed payment for gathering the burrs, transporting them and spreading them for fertilizer. He contacted a W. L. McNeil, an insurance agent in Midland, Texas having an agency contract with appellant company. This insurance agent…