In Re Goins

Order Sustaining Trustee’s Objection to Confirmation

DAVID R. DUNCAN, Bankruptcy Judge.

THIS MATTER is before the Court on the Chapter 13 Trustee’s (“Trustee”) Objection to Confirmation (“Motion”) under 11 U.S.C. § 1325(b)(1)(B) 1 . The basis for the Trustee’s objection is that the joint debtors, Eugene Goins and Angelia Alford Goins (“Debtors”), are not paying all of their projected disposable income under the plan. A hearing was held on July 23, 2007.

Findings of Fact 2

1. Debtors voluntarily filed for relief under Chapter 13 of the Bankruptcy Code on May 2, 2007.

2. Debtors are employed. Mr.…