Pilalas v. The Cadle Co

BOUDIN, Circuit Judge.

Marilynn Pílalas, a resident of Pembroke, Massachusetts, challenges the district court’s grant of summary judgment dismissing claims she brought against the Cadle Company (“Cadle Company”) and its corporate sibling CadleRock Joint Venture II, L.P. (“CadleRock”) for unlawful debt collection under Massachusetts law; collectively, we refer to them both as “Cadle” where the distinction does not matter. The facts of this case are not seriously at issue and may be summarized briefly.

Some time before 1998, Marilynn Pílalas’ husband, Nicholas Pílalas, opened a credit card…