Business Flying Entersprises, Inc. v. Wenk Aviation Insurance Agency, Inc.

Order

When he applied for aviation insurance in 1991, Allen Gelin specified that his plane (title to which was held by Business Flying Enterprises) would be used in the 48 contiguous United States and Canada. American Eagle Insurance Company issued a policy whose coverage corresponds to Gelin’s request. The territorial-coverage clause states (emphasis in original):

When and Where You are Covered. You are only covered for occurrences during the policy period while the aircraft or other covered property is in, or enroute between, the United States (excluding Alaska), Canada, Mexico or the Bahama…