Property Owners Insurance Co. v. Hack

ON PETITION FOR REHEARING

Property Owners petitions for rehearing on several grounds. We grant the petition to clarify our earlier decision in Property Owners Ins. Co. v. Hack (1990), Ind.App., 559 N.E.2d 396.

I

Preliminarily, Property Owners argues Mr. Hack was not a party to the insurance contract, and that, accordingly, we cannot enforce his reasonable expectations. Property Owners is mistaken because persons other than the named insured, including beneficiaries, are entitled to have their reasonable expectations enforced. See American Economy Ins. Co. v. Liggett. (1981), Ind.App., 426 N.E.2d…