Clevenger v. Oliver Insurance Agency, Inc.

PER CURIAM. 1

Overview

The Clevengers owned an equestrian park. They received notice from a neighboring property owner that runoff from the park contaminated a lake on the neighbor’s property. After receiving the notice, the Clevengers contacted Bill Adams, an agent of Oliver Insurance Agency, Inc., to secure pollution liability insurance. The initial insurance policy excluded coverage of the neighbor’s claim. Adams and the Clevengers discussed the coverage of the policy when it became time to renew it.

After the renewal issued, the Clevengers were sued by the neighbor. They tendered the suit to…