In re Calzadilla

*217 ORDER DENYING MOTION TO MODIFY AND INTERPRETING MEANING OF “SURRENDER” IN CHAPTER 13 PLANS

Robert A. Mark, Judge, United States Bankruptcy Court

The Debtors in this chapter 13 case confirmed a plan that contemplated modification of their mortgage with U.S. Bank National Association (“U.S.Bank”). The Debtors pursued this modification under the Court’s Mortgage Modification Mediation Program Procedures (the “MMM Procedures”) adopted by this court’s Administrative Order 14-03. Under the court’s MMM Procedures, if mediation is unsuccessful, a debtor must amend the plan to conform to the lender’s…