Pratt v. General Motors Acceptance Corp. (In Re Pratt)
Court of Appeals for the First Circuit
1Opinion of the Court
CYR, Senior Circuit Judge.
Carlton and Christine Pratt, chapter 7 debtors, appeal the district court judgment which affirmed a bankruptcy court ruling that General Motors Acceptance Corporation (GMAC) did not violate the chapter 7 discharge injunction by declining to discharge its lien on the debtors’ automobile until they paid the remaining balance due on their prepetition car loan. We now reverse and remand for further proceedings.
I
BACKGROUND
In 1994, Carlton Pratt bought a new Chevrolet Cavalier and financed the purchase through GMAC, which acquired a lien on the vehicle. Four years later,…
2Cases cited20 opinions
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