Darrell Lee Hodges Junior v. Safeco Lloyds Insurance Company

OPINION

SHERRY RADACK, Chief Justice.

In this appeal, we consider whether the trial court properly granted summary judgment in favor of an insurance company that denied coverage to a son who negligently injured his father, with whom he resided, under a “homeowner’s exclusion” in the father’s homeowner’s insurance policy. We affirm.

BACKGROUND

On August 17, 2009, Darrell Lee Hodges, Sr. was assaulted in his home. His son, Darrell Lee Hodges, Jr. [“DJ”], lived at the home with his father. DJ knew the assailants, knew they were looking for his father and that they posed a risk to his safety, but…