Legal Opinion
Philibotte v. Nisource Corporate Services Co.
Court of Appeals for the First Circuit
Decided July 16, 2015No. 15-1059PublishedCited by 23 opinions
1Opinion of the Court
LYNCH, Circuit Judge.
This suit, about a water heater, concerns the appropriate standard for determining when consumer transactions styled as “leases” are in fact disguised “credit sales” or “retail installment sales.” If so, they are subject to disclosure requirements under federal and Massachusetts’ consumer protection laws. See Truth in Lending Act (“TILA”), 15 U.S.C. § 1601 et seq.; Massachusetts Consumer Credit Cost Disclosure Act (“CCCDA”), • Mass. Gen. Laws ch. 140D, § 1 et seq.; Massachusetts Retail Installment Sales and Services Act (“RIS-SA”), Mass. Gen. Laws ch. 255D, § 1 et seq.
Plai…
2Cases cited27 opinions
- United Mine Workers of America v. GibbsSupreme Court of the United States · 1966
- Nixon v. Warner Communications, Inc.Supreme Court of the United States · 1978
- United States v. Ilario M.A. ZanninoCourt of Appeals for the First Circuit · 1990
- Cervantes v. Countrywide Home Loans, Inc.Court of Appeals for the Ninth Circuit · 2011
- Palmer v. Champion MortgageCourt of Appeals for the First Circuit · 2006
22 more not listed; retrieve them via the Exa API.
3Cited by23 opinions
- Milward v. Rust-Oleum Corp.Court of Appeals for the First Circuit · 2016
- Ivanoff v. Bank of America, N.A.California Court of Appeal · 2017
- Rivera-Rosario v. LSREF2 Island Holdings, Ltd., Inc.Court of Appeals for the First Circuit · 2023
- Katz v. Belveron Real Estate PartnersCourt of Appeals for the First Circuit · 2022
- Clinical Technology, Inc. v. Covidien Sales, LLCDistrict Court, D. Massachusetts · 2016
18 more not listed; retrieve them via the Exa API.