Morris v. Western Casualty and Surety Company

TITUS, Judge.

The defendant-appellant in this declaratory judgment action is The Western Casualty and Surety Company (hereafter called “Western”), who had issued to plaintiff-respondent, Guido Morris, a “Manufacturers’ and Contractors’ Liability Policy” of insurance which was in force at all times here concerned. In February 1964 Morris, as an individual operating a plumbing, heating and electrical business out of his home in Fair Grove, Missouri, agreed to do “electrical wiring” for Charles Edel. Morris does not manufacture any products and is not in the business of selling goods. Any…