Handal v. American Farmers Mutual Casualty Co.

Ivan Hacker, of Lake Park, Iowa, the father of Darrell Hacker, was issued an insurance policy by American Farmers. This policy was entitled— “Family Automobile Policy” — and was effective from July 8, 1965 to January 8, 1966. At the time of the issuance of the policy, Ivan Hacker was the titled owner of a 1956 Buick automobile which was the vehicle described in the Declarations of the insurance policy.

When the policy was issued, and at all times in question, Darrell Hacker was a member of the United States Armed Forces and stationed at the Nike Missile Site located on Brown Deer Road in…