Clark v. Jefferson Pilot Life Insurance

Blackburn, Judge.

Henry Lee Clark, as beneficiary, initiated a claim for accidental death benefits against Jefferson Pilot Life Insurance Company (Jefferson), as a result of the death of his son, Donnie Lee Clark, in a one vehicle accident. A blood test was issued after the death of the decedent which indicated that the deceased’s blood alcohol content was .15 percent. The accidental death insurance policy issued by Jefferson specifically excluded death caused by or resulting from an injury sustained while the deceased operated a motor vehicle if he was under the influence of alcohol with a…