Knack v. Phillips

Plaintiff, Edward Knack, appeals from an order in favor of defendant, Allstate Insurance Company (Allstate), in a declaratory judgment action brought to determine whether Allstate’s automobile liability policy issued to Mabel Phillips extends to her daughter, Pamela Phillips, who was driving an uninsured motor vehicle owned by Christopher Dombek when it collided with the motorcycle driven by plaintiff.

The issues for our review are: (1) was the nonowned vehicle driven by Pamela Phillips at the time of the accident available or furnished for her regular use pursuant to the “regular use” clause…