State Farm Mutual Automobile Insurance v. Schmitt

Mr. PRESIDING JUSTICE RIZZI

delivered the opinion of the court:

Plaintiff, State Farm Mutual Automobile Insurance Company, brought this declaratory judgment action to determine its obligation to defend and indemnify defendant Henry J. Kopeika, to whom plaintiff had issued a policy of automobile liability insurance. The court denied plaintiff’s motion for summary judgment and granted Schmitt’s motion for summary judgment. We affirm.

Defendant Wendy Schmitt is Kopeika’s sister-in-law and was allegedly injured in a single-car accident while riding in a car driven by Kopeika. Plaintiff sought a…